With mortgage rates crossing the 7% threshold for the first time since January 2025, buyers are increasingly feeling the affordability squeeze, but there are concrete steps they can take to retain control... Read more »
The major credit-scoring agencies say they’re getting with the times, and are urging mortgage lenders to come with them. A study commissioned by Experian earlier this summer showed 1 in 3 prospective... Read more »
As more older Americans age with low-rate mortgages still attached to their homes, some heirs report servicing delays and refinance pressure are putting their inheritance at risk. After their mother died, one... Read more »
Congress is seeking changes at the Federal Home Loan Bank System, with some members arguing the network isn’t taking a proactive role in the nation’s housing affordability crisis. At a House Financial... Read more »
The landmark housing bill winding its way through Congress could change the banking system and make it easier for small banks to return to mortgage lending. The House and Senate announced a... Read more »
Homebuying is already a difficult enough undertaking for many Americans thanks to high home prices, elevated mortgage rates, and constrained inventory. So if you’re one of the millions of people currently caught... Read more »
A government change could tip the scale for millions of “credit invisible” Americans and bring hundreds of billions in mortgage loans. In a rule change finalized last month, government-run mortgage giants Fannie... Read more »