Sandeep Shivam — associate director of fintech at Tavant — described how AI agents sit atop the company’s experience layer and connect via APIs. “Depending on the list of functionalities that you... Read more »
The groups said the existing framework was designed after the financial crisis to strengthen bank resilience. But they argue the mortgage market has changed significantly since then. Reforms such as the Ability-to-Repay... Read more »
Opponents counter that the tri-merge model protects borrowers by revealing errors or missing data across bureaus. They warn a single-file approach could enable score “gaming” by allowing lenders to avoid lower scores,... Read more »
Others, however, are likely to face significant legislative hurdles. Proposals involving penalty-free 401(k) withdrawals and restrictions on institutional homebuyers would require congressional action, industry experts say. In particular, a ban on large... Read more »
MBA economists Mike Fratantoni, Joel Kan and Judie Ricks wrote that the forecasts show 2025 GDP growth of 1.6% and a 35% chance of a recession over the next 12 months. Growth... Read more »
On an unadjusted basis, the index decreased 6% compared with the previous week. The refinance index decreased 6% from the previous week and was 110% higher than the same week one year... Read more »