Housing and Mortgage Market Outlook for 2024 by Freddie Mac

Housing and Mortgage Market Outlook for 2024 by Freddie Mac

In the dynamic landscape of the U.S. economy, where inflation remains a prevailing concern, the trajectory of mortgage rates plays a pivotal role in shaping the housing market. Despite the robustness of... Read more »
Freddie Mac names president Michael Hutchins interim CEO

Freddie Mac names president Michael Hutchins interim CEO

Freddie Mac on Friday announced that its president Michael Hutchins has been appointed interim CEO, effective March 16, but the company continues its search for a permanent appointment. He will replace Michael DeVito, who... Read more »
Freddie Mac names president Michael Hutchins interim CEO

Freddie Mac reports ‘solid financial results’ in 2023 earnings report

Government-sponsored enterprise (GSE) Freddie Mac reported a 65% annualized increase in income stemming from its single-family mortgage programs in fourth-quarter 2023, along with a 13% increase in net income for the full... Read more »
Freddie Mac: Seller/servicers must keep up with cybersecurity threats

Freddie Mac: Seller/servicers must keep up with cybersecurity threats

Government-sponsored enterprise (GSE) Freddie Mac this week released an industry letter encouraging seller/servicers to take the accelerating pace of cybersecurity threats seriously, and to ensure that processes and tools are maintained to... Read more »

Fannie Mae and Freddie Mac announce “Mission Index”

Government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac announced this week the release of their “Mission Index,” updating or expanding their single-family social bond framework to better communicate the goals of the... Read more »
Freddie Mac approves payroll/income verification vendor Truv on LPA platform

Freddie Mac approves payroll/income verification vendor Truv on LPA platform

Government sponsored enterprise Freddie Mac has approved mortgage technology company Truv for both payroll verifications and consumer-permissioned income. With the new integration, lenders will have access to the Truv platform to obtain... Read more »
Opinion: To support low-income borrowers, return Fannie Mae and Freddie Mac to the private sector

Opinion: To support low-income borrowers, return Fannie Mae and Freddie Mac to the private sector

Since the 2008 housing crisis, there have been significant changes that prompted the Treasury to place Fannie Mae and Freddie Mac under conservatorship. While the conservatorship has allowed for the mortgage market... Read more »
Condo originations ‘streamlined’ through project advisor tool: Freddie Mac

Condo originations ‘streamlined’ through project advisor tool: Freddie Mac

Government-sponsored enterprise (GSE) Freddie Mac on Wednesday announced further enhancements to its Condo Project Advisor tool that are designed to “streamline” such loan originations and to offer lenders “greater security” through a... Read more »
Freddie Mac announces standardized mortgage documents for DPA programs

Freddie Mac announces standardized mortgage documents for DPA programs

Freddie Mac rolled out standardized subordinate lien documents for subordinate mortgages offered by down payment assistance (DPA) providers to facilitate easier and greater use of DPA program. Historically, subordinate-lien documents for various... Read more »
Mortgage rates continue falling before Thanksgiving: Freddie Mac

Mortgage rates continue falling before Thanksgiving: Freddie Mac

Mortgage rates dropped significantly in the last few weeks, but the cost of borrowing remains high prompting many homebuyers to wait for even lower rates.  The 30-year, fixed mortgage rate averaged 7.29%... Read more »