Banks report tightened lending standards for nearly all residential mortgages: Fed survey

Banks report tightened lending standards for nearly all residential mortgages: Fed survey

Banks reported having tightened lending standards across almost all categories of residential real estate loans over the fourth quarter of 2023 amid an elevated interest rate environment. There’s some optimism, however. With... Read more »
Navy Federal Faces Lawsuits, Scrutiny Over Discriminatory Lending Allegations

Navy Federal Faces Lawsuits, Scrutiny Over Discriminatory Lending Allegations

The verdict is in — the old way of doing business is over. Join us at Inman Connect New York Jan. 23-25, when together we’ll conquer today’s market challenges and prepare for... Read more »
Ginnie Mae fires back over RMF lending suit, seeks case dismissal

Ginnie Mae fires back over RMF lending suit, seeks case dismissal

After a long period of silence and extensions granted by the U.S. District Court for the Northern District of Texas, Ginnie Mae has filed its response to a lawsuit brought against it... Read more »
Ginnie Mae fires back over RMF lending suit, seeks case dismissal

Home-equity lending blossomed in 2023

Home-equity lending overall found its wings in 2023 as a number of independent mortgage banks ramped up product lines over the course of the year — despite a bump in the road... Read more »
Ginnie Mae fires back over RMF lending suit, seeks case dismissal

DOJ and CFPB sue Colony Ridge over predatory lending practices

The U.S. Department of Justice (DOJ) and the Consumer Financial Protection Bureau (CFPB) sued the developer and lender Colony Ridge on Wednesday, alleging the company operated an illegal land sales scheme and made false statements targeting tens of thousands of... Read more »
Mortgage trade group CHLA is concerned about commission lawsuit lending impacts

Mortgage trade group CHLA is concerned about commission lawsuit lending impacts

Mortgage industry trade group Community Home Lenders of America (CHLA) is urging government agencies to begin to have conversations surrounding the impact of the jury verdict and potential court ruling in the... Read more »
Wells Fargo settles lawsuit with ex-LO over allegedly discriminatory lending practices

Wells Fargo settles lawsuit with ex-LO over allegedly discriminatory lending practices

A former mortgage consultant who worked for Wells Fargo and ultimately brought a case against the company in a Southern California court over allegedly being fired for complaining about discriminatory lending practices... Read more »
Figure hires banks for lending arm IPO: Bloomberg

Figure hires banks for lending arm IPO: Bloomberg

Mike Cagney’s financial technology firm Figure Technologies has taken another step to go public with its lending division, LendCo, hiring investment banks to coordinate the initial public offering (IPO), per a Bloomberg report.  People familiar... Read more »
CUSO Home Lending rolls out Dark Matter Technologies’ loan origination system 

CUSO Home Lending rolls out Dark Matter Technologies’ loan origination system 

CUSO Home Lending rolled out Dark Matter Technologies’ Empower loan origination system (LOS) for its credit union owners.  CUSO Home Lending — a lender owned by Maine credit unions — became the... Read more »

Change Lending and US Treasury settle lawsuit over CDFI certification

Nonbank originator Change Lending and the U.S. Department of the Treasury have agreed to settle a lawsuit in which the lender claims “flawed analysis and mathematical errors” led to its decertification as a Community Development Financial Institution (CDFI).... Read more »