Federal Flood Insurance Program Is Set To Lapse Again In January

Federal Flood Insurance Program Is Set To Lapse Again In January

After the longest lapse in the history of the National Flood Insurance Program in October and November, the program that provides $1.3 trillion in coverage to more than 4.6 million homeowners is... Read more »
California to address home insurance in high-risk wildfire areas

California to address home insurance in high-risk wildfire areas

The California Department of Insurance unveiled a new regulation this week that aims to increase homeowners insurance coverage in areas prone to wildfires, a response to the recent pullback in policies by... Read more »
Contesting a Life Insurance Beneficiary: Rules to Know

Contesting a Life Insurance Beneficiary: Rules to Know

If you believe you are entitled to a life insurance inheritance, but someone else is designated as a beneficiary on the policy, you likely are wondering: Who can change the beneficiary on... Read more »
Looming government shutdown sparks call for flood insurance extension

Looming government shutdown sparks call for flood insurance extension

With a federal government shutdown looming, a coalition of 12 organizations representing the housing and insurance sectors has sent a letter to Congress, urging an extension of the National Flood Insurance Program... Read more »
UWM, Better join Fannie Mae’s title insurance waiver pilot

UWM, Better join Fannie Mae’s title insurance waiver pilot

Leading U.S. mortgage lenders United Wholesale Mortgage (UWM) and Better have joined Fannie Mae’s pilot program that waives lender title insurance requirements for certain refinance transactions, HousingWire has learned. The initiative, announced... Read more »
UWM to offer cash-outs with higher LTVs and no mortgage insurance

UWM to offer cash-outs with higher LTVs and no mortgage insurance

United Wholesale Mortgage (UWM) announced on Wednesday that it’s offering a conventional cash-out loan product with a loan-to-value (LTV) ratio of up to 89.99% and no mortgage insurance. The announcement comes after... Read more »
Severe storm fallout could destabilize the intersection of mortgage and insurance

Severe storm fallout could destabilize the intersection of mortgage and insurance

“The reason I tell this anecdote is that their insurance had already gone up a lot two years ago,” Stork said in an interview. “I think it is a prelude to what... Read more »
Property Insurance Rates Are Set to Increase by 50%

Property Insurance Rates Are Set to Increase by 50%

Property Insurance Rates Are Set to Jump by 50% In recent years, homeowners across the United States have faced a steady climb in property insurance rates, a trend that has continued into... Read more »
How to mitigate rising auto and homeowners insurance costs

How to mitigate rising auto and homeowners insurance costs

Mike Spiering holds Francesca Spiering as he stands in the flood water around his home after record rains fell in the area on April 13, 2023 in Hollywood, Florida. Joe Raedle |... Read more »
South OC’s Laguna Village Faces Wildfire Insurance Crisis

South OC’s Laguna Village Faces Wildfire Insurance Crisis

Laguna Village, a townhome community in Laguna Hills, is facing a severe insurance crisis as rising wildfire risks have drastically reduced its coverage while premiums skyrocket. Two years ago, the insurance coverage... Read more »