Higher mortgage rates are pumping the brakes on refinance activity

Higher mortgage rates are pumping the brakes on refinance activity

Refinance volume is only a fraction of what it was three years ago when mortgage rates plummeted to historic lows, but borrowers have returned in greater numbers this year. Recent data from... Read more »
Powell’s remarks shoot mortgage rates higher

Powell’s remarks shoot mortgage rates higher

The fallout from Fed day got out of hand very quickly. The market reacted badly to the FOMC statement and remarks by Federal Reserve Chairman Powell during the Q&A presser, sending the... Read more »
Housing demand resilient even with higher mortgage rates

Housing demand resilient even with higher mortgage rates

The holiday season is here, and despite higher mortgage rates last week, housing demand is displaying some festive resilience. Typically, we expect a decrease in activity with elevated rates, but a seasonal... Read more »
Liberty Reverse parent Onity touts higher profitability, solid servicing performance

Liberty Reverse parent Onity touts higher profitability, solid servicing performance

Onity Group, the recently rebranded parent company of top-10 lender Liberty Reverse Mortgage, posted improved earnings results in the third quarter of the year — with particular attention given to the profitability... Read more »
UWM to offer cash-outs with higher LTVs and no mortgage insurance

UWM to offer cash-outs with higher LTVs and no mortgage insurance

United Wholesale Mortgage (UWM) announced on Wednesday that it’s offering a conventional cash-out loan product with a loan-to-value (LTV) ratio of up to 89.99% and no mortgage insurance. The announcement comes after... Read more »
Jobs report sends mortgage rates higher

Jobs report sends mortgage rates higher

Labor over Inflation has been the theme for mortgage rates to go lower in 2024, with the understanding that as soon as the labor market softens, the 10-year yield should head lower,... Read more »
Jobs report sends mortgage rates higher

Have higher mortgage rates already reversed housing demand?

The Federal Reserve cut rates by 0.50% on Sept. 18 and mortgage rates and bond yields headed higher. But, we have to remember that mortgage rates had already made an almost 2%... Read more »
People May Finally Be Adjusting to Higher Mortgage Rates — RISMedia

People May Finally Be Adjusting to Higher Mortgage Rates — RISMedia

Despite continued pessimism surrounding mortgage rates, home buyers and sellers are feeling a bit more confident in the housing market lately, according to recent data from Fannie Mae. The latest Fannie Mae... Read more »
L.A. Airbnb hosts are charging higher rates and raking in big payouts amid city crackdown

L.A. Airbnb hosts are charging higher rates and raking in big payouts amid city crackdown

Running an Airbnb in L.A. has never been more profitable. As the city tries to crack down on illegal listings, and advocacy groups complain about the company’s effect on L.A.’s housing crisis,... Read more »
Jobs report sends mortgage rates higher

Why is housing inventory growing with higher mortgage rates?

Weekly housing inventory data Mortgage rates are still above 7% and haven’t been able to break below 6.50% for some time now. With mortgage rates higher, will this stop inventory from growing... Read more »