30-Year Fixed Rate Goes Down Below 6%

30-Year Fixed Rate Goes Down Below 6%

If you’re thinking about buying a home or refinancing your current mortgage, pay attention: as of January 8, 2026, the national average for a 30-year fixed mortgage rate is hovering right around... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed Rate Drops Below 6% Again

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

For anyone wondering about today’s mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in... Read more »
30-Year Fixed Refinance Rate Remains Stable

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »
30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

30-Year Fixed Rate Mortgage Drops Sharply by 67 Basis Points

This is the news many of us have been waiting for: the average 30-year fixed-rate mortgage has dropped by a significant 67 basis points, bringing it down to 6.18%. This welcome dip... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed Edges Past 6%, Refi Rates Hold Steady

As 2025 draws to a close, if you’re looking to buy a home or refinance your current mortgage, you’ll find today’s mortgage rates hover just a hair above 6%. This steady interest... Read more »
Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

Is the 30-Year Fixed Mortgage Rate Set to Break into the 5% Range?

While the idea of breaking into the 5% range for a 30-year fixed mortgage rate is incredibly appealing, my read of the situation suggests it’s unlikely to happen in a significant way... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed Rate Holds at 6.15%, 15-Year at 5.57%

Interest rates for mortgages and refinances on December 11th are sitting just a whisper above their lowest point of 2025, presenting a compelling opportunity for anyone looking to buy a home or... Read more »
Should I get a fixed- or adjustable-rate mortgage?

Should I get a fixed- or adjustable-rate mortgage?

You’ve been dreaming of owning a home for years, and now you’re finally ready to make the leap. You’ve found the perfect place and may have even started deciding where to put... Read more »