30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

30-Year Fixed Mortgage Rate is Now 66 Basis Points Lower Than a Year Ago

If you’re looking to buy a home or refinance your mortgage, I have some good news that might just make you want to celebrate. As of February 10, 2026, the average 30-year... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

Economic Slowdown Holds 30-Year Fixed Under 6%

If you’re thinking about buying a home or refinancing your current mortgage, February 9, 2026, feels like a good day to be in the market. As of today, the numbers are looking... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

30-Year Fixed Falls to 5.95%, 15-Year Fixed Holds at 5.43%

As of February 7, 2026, homeowners and prospective buyers can breathe a little easier. The national average 30-year fixed mortgage rate has slid back below the psychological 6% barrier, settling at 5.95%... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 78 Basis Points

This is potentially fantastic news for anyone dreaming of homeownership. The 30-year fixed mortgage rate has experienced a significant drop of 78 basis points compared to this time last year, now hovering... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

30-Year Fixed Rate Holds Steady Around 5.98%

As of February 4th, if you’re thinking about buying a home or looking to refinance your current mortgage, I’ve got good news: mortgage rates are offering a reassuring sense of stability. The... Read more »
30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

30-Year Fixed Mortgage Rate Drops Steeply by 85 Basis Points

This is big news for anyone dreaming of owning a home or looking to refinance: the 30-year fixed mortgage rate has dropped a significant 85 basis points compared to this time last... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

30-Year Fixed Hits 5.91%, Refinancing Becomes Attractive

Finally, the mortgage rates we’ve been hoping for are starting to appear! For those looking to buy a home or refinance an existing mortgage, February 1st marks a significant turning point, bringing... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

30-Year Fixed Rate Stays Comfortably Below 6%

Here’s the good news for anyone thinking about buying a home or refinancing their current mortgage: As of January 31, 2026, the average rate for a 30-year fixed mortgage is comfortably sitting... Read more »
Economic Slowdown Holds 30-Year Fixed Under 6%

30-Year Fixed Rate Rises Amid Fed’s Recent Decision

As of today, January 29, 2026, the general trend for mortgage rates shows a slight uptick following the Federal Reserve’s recent decision to pause its rate-cutting spree. Specifically, according to Zillow’s data,... Read more »
30-Year Fixed Refinance Rate Drops by 3 Basis Points

30-Year Fixed Refinance Rate Drops by 3 Basis Points

Good news for anyone thinking about their mortgage! Today, January 27, 2026, we’re seeing a slight dip in a key mortgage rate. The average 30-year fixed refinance rate has dropped by 3... Read more »