30-Year Fixed Rate Rises Amid Fed’s Recent Decision

30-Year Fixed Rate Rises Amid Fed’s Recent Decision

As of today, January 29, 2026, the general trend for mortgage rates shows a slight uptick following the Federal Reserve’s recent decision to pause its rate-cutting spree. Specifically, according to Zillow’s data,... Read more »
30-Year Fixed Rate Rises Amid Fed’s Recent Decision

Rates Remain Below 6% Ahead of Fed’s Decision

If you’re thinking about buying a home or refinancing, you’ll be glad to know that as of today, January 28, 2026, today’s mortgage rates are holding below the 6% mark, offering a... Read more »
The Fed’s monetary policy is stifling new construction

The Fed’s monetary policy is stifling new construction

Since mortgage rates have headed higher again, I was anticipating that today’s housing starts report would be the last decent print before the effects of higher mortgage rates hit the builders, but... Read more »
Powell on Fed’s Thoughtful Approach to Cut Interest Rates

Powell on Fed’s Thoughtful Approach to Cut Interest Rates

In a striking commentary on the current state of the economy, Federal Reserve Chair Jerome Powell reaffirmed that the Federal Reserve is in no rush to cut rates. This perspective reflects a... Read more »
Drop in Mortgage Rates Predicted After Fed’s Historic Rate Cut

Drop in Mortgage Rates Predicted After Fed’s Historic Rate Cut

Imagine a world where buying your dream home doesn’t seem like an uphill battle, where the idea of owning property isn’t a far-off fantasy but an attainable goal. Well, lower mortgages are on... Read more »
How the Fed’s Interest Rate Cut Will Affect Mortgages

How the Fed’s Interest Rate Cut Will Affect Mortgages

Have you ever thought about how a seemingly small change in interest rates can affect everyone’s financial well-being, especially if you are considering a mortgage? Predictions about how the Fed’s interest rate cut... Read more »
What to Expect from the Fed’s First Rate Cut in 4 Years: Predictions

What to Expect from the Fed’s First Rate Cut in 4 Years: Predictions

When investors hear talk about potential rate cuts from the Federal Reserve, they should pay attention—just like you would when storm clouds gather. Market reactions to interest rate changes often shape how assets perform... Read more »
NAR Welcomes Fed’s Basel III Revisions

NAR Welcomes Fed’s Basel III Revisions

WASHINGTON, D.C.—Federal Reserve Board Vice Chair for Supervision Michael S. Barr announced Tuesday significant improvements to how banks would handle low down payment mortgages under so-called Basel III “endgame” changes. The following is a... Read more »
Mortgage rates helped by the Fed’s moderate stance

Mortgage rates helped by the Fed’s moderate stance

Mortgage rates had a chance to break to new highs this year, but the Federal Reserve took a moderate tone at the last Fed meeting. We saw the benefit of lower mortgage... Read more »
Is the spring housing market ready for the Fed’s déjà vu?

Is the spring housing market ready for the Fed’s déjà vu?

A serious 10-year yield and mortgage rate talk My work on housing moves around the 10-year yield and the economics that move that. The growth rate of inflation has fallen a lot... Read more »