Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

One of the major takeaways from Federal Reserve Chair Jerome Powell’s Wednesday news conference was that officials still expect interest rates to come down three times this year, indicating that recent higher-than-expected... Read more »
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

Fed holds rates steady with inflation still running hot

The Federal Reserve’s Federal Open Markets Committee (FOMC) held its short-term policy interest rate steady at a range of 5.25% to 5.5% for a fifth straight meeting on Wednesday. “The Committee does... Read more »
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

How this week’s Fed meeting could impact inventory

As we started 2024, the signals in the U.S. real estate market were for inventory growth, sales growth and home-price growth across the U.S. At the time, I observed that even if... Read more »
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

‘There will be bank failures,’ Fed chief tells lawmakers

In remarks made Thursday to the Senate Banking Committee this week, Federal Reserve Chair Jerome Powell said he expects some U.S. banks to fail in the coming months because of declining values... Read more »
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

The Fed is in no rush to cut rates amid inflation battle

Federal Reserve Chair Jerome Powell reiterated Wednesday that the central bank won’t be applying any cuts to benchmark interest rates until it’s sure that inflation is under control.  In his prepared testimony... Read more »
When Will the Fed Cut Rates in 2024?

When Will the Fed Cut Rates in 2024?

If you are wondering when the Federal Reserve will start cutting interest rates in 2024, you are not alone. Many investors and consumers are eager to see lower borrowing costs after two... Read more »
Banks report tightened lending standards for nearly all residential mortgages: Fed survey

Banks report tightened lending standards for nearly all residential mortgages: Fed survey

Banks reported having tightened lending standards across almost all categories of residential real estate loans over the fourth quarter of 2023 amid an elevated interest rate environment. There’s some optimism, however. With... Read more »
No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes

No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes

There was rampant speculation after the Federal Open Market Committee (FOMC) meeting last week about the timing and number of interest rate cuts this year. In a follow-up interview on 60 Minutes... Read more »
Mortgage industry excitement is subsiding about expected Fed rate cuts in 2024

As the Fed plays waiting game to cut rates, housing pros lean toward incoming economic data 

One of the biggest takeaways from the Wednesday press conference held by Federal Reserve Chair Jerome Powell is that the central bank isn’t likely to cut interest rates in March as investors... Read more »
What Fed rate cuts in 2024 will mean for homebuyers

What Fed rate cuts in 2024 will mean for homebuyers

The housing market cheered as the Federal Reserve signaled interest rate cuts next year after making a series of rapid rate hikes starting in 2022.  While the central bank did not completely... Read more »