Supply constraints, capital gains tweaks While demand may rise, inventory remains constrained. Audience members asked about measures to boost supply — including tweaks to capital gains rules in areas where housing stock... Read more »
Even as week-to-week mortgage refinance applications have seen a dip, the overall demand for refinancing homes is still massively higher, sitting at a staggering 117% increase compared to this time last year.... Read more »
If you’ve been thinking about refinancing your mortgage, now might be the time to jump in. Recent data from the Mortgage Bankers Association (MBA) shows a staggering 156% surge in refinance demand... Read more »
Mortgage purchase application data 2026 has had the best start to purchase application data in years, with multiyear highs in this index last seen in early 2023, when rates reached 5.99% before... Read more »
There’s a version of this market where “buying sales” becomes the default operating system for nearly everyone. When that happens, the question stops being whether incentives rise. They do. The real question... Read more »
Simultaneous with the global buildup of artificial intelligence infrastructure is a growing concern around the question of providing electricity to data centers within the capacity of the existing power grid. In the U.S. alone, Deloitte has estimated that... Read more »
Mortgage purchase application data Purchase application data had another positive week, both on a weekly and yearly basis. The main goal with this data set is to achieve at least 12-14 weeks... Read more »
Mortgage purchase application data Traditionally I don’t count the data from last two weeks of the year and first week of the new year due to the holidays, so last week was... Read more »
One year later and people are mad as hell. Open up a news story from this past Wednesday, the one-year anniversary of the Palisades and Eaton fires, and the answer to what,... Read more »
It’s a breath of fresh air for many aspiring homeowners: stable mortgage rates are starting to bring buyers back into the housing market in 2026, signaling a positive shift after a period... Read more »