Strong jobs report suggests rate cuts won’t come ‘til summer

Strong jobs report suggests rate cuts won’t come ‘til summer

Though all signs point to a cooling labor market overall, the economy picked up another 275,000 jobs in February. The jobs report on Friday is unlikely to convince the Fed that rate... Read more »
No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes

No Fed pivot in sight as Powell addresses rate cuts on 60 Minutes

There was rampant speculation after the Federal Open Market Committee (FOMC) meeting last week about the timing and number of interest rate cuts this year. In a follow-up interview on 60 Minutes... Read more »
Fannie Mae economists offer housing market outlook, potential timeline for interest rate cuts

Fannie Mae economists offer housing market outlook, potential timeline for interest rate cuts

Kim: Fannie Mae removed its explicit call for a recession in 2024 and now expects “below-trend growth.” At this point, how high is the risk for a recession? Duncan: It was more... Read more »
Mortgage rates, inventory and demand rise as price cuts fall

Mortgage rates, inventory and demand rise as price cuts fall

Weekly housing inventory data Here is a look at the first week of the year: Weekly inventory change (Jan. 12-19): Inventory rose from 505,223 to 506,414 Same week last year (Jan. 13-20):... Read more »
Number of price cuts drops as housing inventory rises

Number of price cuts drops as housing inventory rises

Last week, housing inventory grew and the number of price cuts fell, which is expected at this time of the year. I hope the next thing we see is housing inventory grow... Read more »
Inflation data still pointing toward rate cuts in 2024

Inflation data still pointing toward rate cuts in 2024

Inflation came in hotter than expected on Thursday, but we are still talking about rate cuts in 2024! The 10-year yield had a mild reaction to today’s data, increasing a few basis points... Read more »
Fannie Mae economists offer housing market outlook, potential timeline for interest rate cuts

CBO projects FHA to lose $7 billion in 2024 receipts; budget cuts could impact reverse mortgages

The Federal Housing Administration (FHA) faces a potential loss of roughly $7 billion in receipts in 2024, and a failure by Congress to come to terms on certain spending agreements could force... Read more »
What Fed rate cuts in 2024 will mean for homebuyers

What Fed rate cuts in 2024 will mean for homebuyers

The housing market cheered as the Federal Reserve signaled interest rate cuts next year after making a series of rapid rate hikes starting in 2022.  While the central bank did not completely... Read more »
CBC Mortgage Agency cuts rates on down payment assistance second mortgages

CBC Mortgage Agency cuts rates on down payment assistance second mortgages

CBC Mortgage Agency — a federally chartered housing finance agency — is reducing interest rates on repayable second mortgages used for its down payment assistance (DPA) program. This marks the first time... Read more »