Fannie Mae’s new version of DU to focus on credit risks

Fannie Mae’s new version of DU to focus on credit risks

Fannie Mae on Wednesday announced that its next version of the Desktop Underwriter (DU) software platform will be available for users on Jan. 11. The platform will feature “enhanced” risk assessment by... Read more »
Credit report costs to rise at least 20% in 2025 for mortgage lenders

Credit report costs to rise at least 20% in 2025 for mortgage lenders

Executives at mortgage lenders anticipate a minimum 20% increase in credit reporting costs in 2025 compared to 2024. And the soaring costs will hit as lenders try to dig out from multiple... Read more »
Credit data shows no housing crash

Credit data shows no housing crash

Credit stress data When the next job-loss recession happens, we will see a rise in credit stress data and I am 100% sure the doomers of America will sit on their useless... Read more »
Reverse mortgage educators talk credit lines, equity modeling

Reverse mortgage educators talk credit lines, equity modeling

Reverse mortgage educators Dan Hultquist and Jim McMinn brought their “Rules of the Game” presentation back to this year’s National Reverse Mortgage Lenders Association (NRMLA) Annual Meeting and Expo in San Diego.... Read more »
Republicans look to codify tri-merge credit model into law

Republicans look to codify tri-merge credit model into law

Rep. Scott Fitzgerald (R-Wis.) has introduced a bill to the U.S. House of Representatives that would codify the “tri-merge” credit model into law, a rebuke to the Federal Housing Finance Agency (FHFA)’s... Read more »
Kilroy Realty Recasts .1B Unsecured Credit Facility

Kilroy Realty Recasts $1.1B Unsecured Credit Facility

Kilroy Realty Corporation said Thursday that its operating partnership, Kilroy Realty, L.P., has closed on an amended and restated senior unsecured revolving credit facility that permits borrowings of up to $1.1 billion.... Read more »
Lenders, reach more buyers with new credit optimization platform

Lenders, reach more buyers with new credit optimization platform

In a competitive market where most borrowers are mortgage rate shopping, credit optimization can be the difference between closing a loan or losing out to an offer from a competitor. Here why CreditXpert’s... Read more »
President Biden floats ,000 first-time homebuyers tax credit

President Biden floats $10,000 first-time homebuyers tax credit

Cavan Images | Cavan | Getty Images President Joe Biden has floated plans to address the country’s affordable housing issues, including new tax breaks for first-time homebuyers and “starter home” sellers. However,... Read more »
Republicans look to codify tri-merge credit model into law

FHFA sets transition to new credit models for late 2025

The Federal Housing Finance Agency (FHFA) announced on Thursday that the transition to new credit score requirements is expected to occur in the fourth quarter of 2025, a decision commended by the mortgage industry. ... Read more »
AlphV/BlackCat claims credit for loanDepot cyberattack

AlphV/BlackCat claims credit for loanDepot cyberattack

Infamous ransomware gang AlphV/BlackCat claimed it was behind the January cyberattack at top 15 U.S. mortgage lender loanDepot. loanDepot, which originated about $17 billion in mortgages in the first three quarters of... Read more »