Portable credit reports could lower costs, but fraud worries persist Skip to content © 2006-2026 HW Media, LLC. All rights reserved.Powered by WordPress VIP What’s New? Updated 1 day ago LatestYour Feed... Read more »
The mortgage industry does not have a speed problem. It has a confidence problem. For decades, the credit score has served as the central organizing mechanism of mortgage risk. It estimates the... Read more »
“We are seeing lead costs trend higher across the board,” said Praveen Chandramohan, senior vice president at Cotality Mortgage Data Solutions. “Because the ban removes a high-volume, low-cost source of data, lenders... Read more »
Opponents counter that the tri-merge model protects borrowers by revealing errors or missing data across bureaus. They warn a single-file approach could enable score “gaming” by allowing lenders to avoid lower scores,... Read more »
Luis Alvarez | Digitalvision | Getty Images While rent payments do not traditionally affect your credit, a growing number of so-called rent-reporting services are trying to change that. These services track users’... Read more »