Homeowner Assistance Fund backstopped vulnerable borrowers

Homeowner Assistance Fund backstopped vulnerable borrowers

A new report from the Mortgage Bankers Association’s (MBA) Research Institute for Housing America (RIHA), MBA’s 501(c)(3) trust fund that supports independent research on housing finance and policy, found that while pandemic-era... Read more »
Tavant agentic AI portal connects lenders, real estate agents, borrowers

Tavant agentic AI portal connects lenders, real estate agents, borrowers

Sandeep Shivam — associate director of fintech at Tavant — described how AI agents sit atop the company’s experience layer and connect via APIs. “Depending on the list of functionalities that you... Read more »
Reverse mortgage borrowers could get checks after CFPB action

Reverse mortgage borrowers could get checks after CFPB action

In June 2024, the CFPB issued an order that permanently bars Pittsford, New York-based Sutherland Global Services and its subsidiaries, Sutherland Government Solutions, Sutherland Mortgage Services and NOVAD, from servicing reverse mortgages.... Read more »
4 trends that will help mortgage lenders reach new borrowers in 2026

4 trends that will help mortgage lenders reach new borrowers in 2026

With mortgage rates expected to remain flat for the foreseeable future, lenders of all sizes are looking for creative ways to attract creditworthy borrowers who may not fit into the conventional loan... Read more »
With Rates Steady, Borrowers Gain Leverage

With Rates Steady, Borrowers Gain Leverage

As the year draws to a close, today’s mortgage rates on December 24, 2025, by Zillow show a delightful stillness, offering a much-needed breather for anyone looking to buy a home or... Read more »
10.5 million borrowers at or over age 65 still have forward mortgages

10.5 million borrowers at or over age 65 still have forward mortgages

While many older homeowners own their properties free and clear of a mortgage payment, this is not a feasible reality for many seniors. In fact, more than 10.5 million Americans at or... Read more »
FHA wants added flexibilities for borrowers renting out a bedroom

FHA wants added flexibilities for borrowers renting out a bedroom

The Federal Housing Administration (FHA) on Wednesday posted a proposed Mortgagee Letter (ML) that would add flexibility for people receiving rental income from “boarders” who pay for space in an existing dwelling... Read more »
A Beacon of Hope for Borrowers

A Beacon of Hope for Borrowers

In a significant move to address the student debt crisis in the United States, President Biden’s administration has unveiled a comprehensive plan aimed at providing substantial relief to millions of student loan... Read more »
Borrowers continue to be resilient as mortgage delinquencies recede 

Borrowers continue to be resilient as mortgage delinquencies recede 

Mortgage delinquencies improved again in February as prepayment activity increased moderately. The national delinquency rate eased to 3.34% in February, down from 3.38% in January, according to an Intercontinental Exchange (ICE) mortgage... Read more »
Data breach at Nations Direct Mortgage impacts 83,000 borrowers

Data breach at Nations Direct Mortgage impacts 83,000 borrowers

Nations Direct Mortgage will provide services through Kroll at no cost to the recipient for 24 months. The identity monitoring services include credit monitoring, a web watcher, $1 million in identity fraud... Read more »