30-Year Fixed Rate Jumps by 11 Basis Points

30-Year Fixed Rate Jumps by 11 Basis Points

As of January 21, 2026, the cost of borrowing for a home has nudged upwards. The 30-year fixed mortgage rate is now averaging 5.99% (with an Annual Percentage Rate, or APR, of... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Rate Jumps by 11 Basis Points

30-Year FRM Hits 5.90%, Down 82 Basis Points

The mortgage market has delivered some welcome news for anyone looking to buy a home or refinance an existing mortgage. As of January 20, 2026, interest rates have made a noticeable dip,... Read more »
30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

30-Year Fixed Mortgage Rate Drops Sharply by 98 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Fixed Refinance Rate Rises by 4 Basis Points

So, you’re curious about what’s happening with mortgage rates today, January 15th, 2026? Well, the 30-year fixed refinance rate has seen a slight increase, climbing by 2 basis points today to 6.55%.... Read more »
30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 7 Basis Points

Here’s today’s update on mortgage refinance rates. For January 12th, the average 30-year fixed refinance rate has seen a decrease of 7 basis points, bringing it down from last week’s average of... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 5 Basis Points

Here’s an update for anyone considering a home loan refinance! As of today, January 11th, the national average for a 30-year fixed refinance rate has dipped by 5 basis points, now sitting... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops Sharply by 21 Basis Points

Great news for anyone looking to refinance their home loan! As of today, January 10th, the national average for a 30-year fixed refinance rate has seen a notable drop, settling at 6.41%. This... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »