“At Capital One, we believe that safe, affordable housing is the foundation for financial and economic success — unlocking opportunities to save, build wealth and achieve lasting financial resilience,” Metrakas said in... Read more »
Housing affordability – and its impact on Americans’ quality of life – is becoming a market- and generation-defining issue. Higher interest rates, constrained inventory, rising land costs, and slower wage growth have... Read more »
Inflation didn’t just make things “more expensive.” It broke household planning—because the largest line item in most budgets, housing, is still shopped with the wrong unit of measure. When families budget by... Read more »
America’s quilt work of states whose governors and lawmakers are bucking for housing policy change to break through supply constraints at the root of the nation’s affordability crisis now counts Massachusetts among... Read more »
A fight over ground-floor retail mandates could become one of the most consequential zoning debates of 2026, with Washington state lawmakers moving to curb mandatory storefronts in new residential buildings. A bill... Read more »
Utah lawmakers opened their 2026 legislative agenda with a proposal to revive a once-bedrock fixture of the American Dream of homeownership: starter homes. By streamlining permit approvals and rezoning for smaller property... Read more »
As we kick off the New Year, affordability remains one of the biggest challenges facing the mortgage industry and the broader housing market. It continues to shape conversations among lenders, policymakers, and... Read more »
Tacking housing supply and affordability In the report, NAR highlighted some notable advocacy numbers for 2025, including seeing membership of the Congressional Real Estate Caucus, a bipartisan group working to tackle housing... Read more »
Affordability pressures, elevated mortgage rates, and homeowner rate lock-in have pushed once-fringe mortgage ideas back into the spotlight. Concepts such as 50-year mortgages, portable mortgages, and assumable loans are being discussed as... Read more »
“The Court accepts as true all of the well-pleaded facts in the Complaint and draws all reasonable inferences in favor of Plaintiffs.” So said U.S. District Judge Franklin Valderrama on 12.4.2025. According... Read more »