Mortgage affordability at four-year high after rates fell in January

Mortgage affordability at four-year high after rates fell in January

Nearly 1.3 million mortgages — including more than 500,000 originated in 2025 — carry rates between 6.875% and 6.99%, the most sensitive group to recent rate declines. ICE cited data from the... Read more »
Washington seeks to reset ground-floor retail rules for residential buildings

Washington seeks to reset ground-floor retail rules for residential buildings

A fight over ground-floor retail mandates could become one of the most consequential zoning debates of 2026, with Washington state lawmakers moving to curb mandatory storefronts in new residential buildings. A bill... Read more »
Utah lawmakers target starter homes with lot size reform

Utah lawmakers target starter homes with lot size reform

Utah lawmakers opened their 2026 legislative agenda with a proposal to revive a once-bedrock fixture of the American Dream of homeownership: starter homes. By streamlining permit approvals and rezoning for smaller property... Read more »
NYC CRE Leaders: Getting to Affordability is Key; Path is Not Clear (VIDEO)

NYC CRE Leaders: Getting to Affordability is Key; Path is Not Clear (VIDEO)

“The Mayor came into office with a message of affordability, and it’s the right mesage. [On] how we get there, we’re going to disagree.” That’s Hal Fetner, chairman, Fetner Properties, responding to... Read more »
WalletHub says these are the best states for retirees in 2026

WalletHub says these are the best states for retirees in 2026

“Retirement is supposed to be relaxing, but it can also be incredibly stressful given that it typically puts people on a fixed income, which may not be enough for them to live... Read more »
Rate’s Victoria DeLuce on the path to affordable housing

Rate’s Victoria DeLuce on the path to affordable housing

All eyes are finally on housing affordability. As Victoria DeLuce, senior vice president of home equity lending at Rate and a speaker at HousingWire’s Housing Economic Summit, states in a recent interview,... Read more »
A blueprint for making housing more affordable 

A blueprint for making housing more affordable 

As we kick off the New Year, affordability remains one of the biggest challenges facing the mortgage industry and the broader housing market. It continues to shape conversations among lenders, policymakers, and... Read more »
how two housing policies blend to price out millions

how two housing policies blend to price out millions

It goes with the insanity of today’s U.S. housing affordability crisis that two rights can make a wrong. Two federal policies — each designed to lower the lifetime operating cost of owning... Read more »
Americans relocate less, favor nearby cities over long-distance moves

Americans relocate less, favor nearby cities over long-distance moves

The study found Americans are increasingly reluctant to move long distances. Even when households relocate, they tend to remain in the same census region, signaling a preference for proximity to family, jobs... Read more »
Don’t count on the ‘silver tsunami’ for housing inventory surge

Don’t count on the ‘silver tsunami’ for housing inventory surge

“For years, analysts have held out hope that the aging Baby Boomer generation would trigger the ‘Silver Tsunami’ — a massive wave of homes unlocked and returned to the market,” the report... Read more »