Are 50-year mortgages, portable mortgages and assumable loans the future of U.S. housing?

Are 50-year mortgages, portable mortgages and assumable loans the future of U.S. housing?

Affordability pressures, elevated mortgage rates, and homeowner rate lock-in have pushed once-fringe mortgage ideas back into the spotlight. Concepts such as 50-year mortgages, portable mortgages, and assumable loans are being discussed as... Read more »
Is a 50-Year Mortgage Term a Risky Bet for Homebuyers?

Is a 50-Year Mortgage Term a Risky Bet for Homebuyers?

Thinking about a 50-year mortgage? While the idea of lower monthly payments might sound like a dream come true, especially in today’s housing market, I’ve got to tell you, it’s a path... Read more »
When Will 50-Year Mortgages Be Available for Homebuyers?

When Will 50-Year Mortgages Be Available for Homebuyers?

As of early 2026, there’s no firm date for when you’ll see 50-year mortgages widely available for homebuyers in the U.S. The idea has certainly sparked a lot of buzz, with discussions... Read more »
Neighboring Apartment Properties Trade After 50-Year Hold

Neighboring Apartment Properties Trade After 50-Year Hold

Marcus & Millichap closed the sale of 4642 Oregon St., a nine-unit apartment property, and 4632 Oregon St., an eight-unit apartment property, both located in North Park, San Diego. The assets sold for $2,930,000... Read more »
Opinion: Restoring the American Dream: How 40- and 50-year mortgages could reignite homeownership

Opinion: Restoring the American Dream: How 40- and 50-year mortgages could reignite homeownership

The American dream of homeownership is slipping away for many, as the gap between wages and home prices continues to widen. In the 1970s, home prices aligned more closely with income levels.... Read more »