Proposal would ease path for riskier 401(k) investments

Proposal would ease path for riskier 401(k) investments

The first Trump administration issued guidance in 2020 that effectively gave a green light to incorporating private equity, but the Biden administration later took a more cautionary approach, The New York Times... Read more »
401(k) Millionaires Hit Record High—But What Does the Average California Family Need to Know About Retirement Savings and Estate Planning?

401(k) Millionaires Hit Record High—But What Does the Average California Family Need to Know About Retirement Savings and Estate Planning?

If you’re a California resident planning for your family’s financial future, the latest retirement savings data reveals both encouraging progress and significant gaps that deserve your attention—especially when it comes to protecting... Read more »
Is Using Your 401(k) to Buy a Home in 2026 a Smart Move or a Trap?

Is Using Your 401(k) to Buy a Home in 2026 a Smart Move or a Trap?

Let’s cut straight to the chase: using your 401(k) to buy a home in 2026 is generally a risky move that can jeopardize your long-term financial security, and I strongly advise against... Read more »
What’s Roth Catch-Up Contribution 2026 for High Earners?

What’s Roth Catch-Up Contribution 2026 for High Earners?

If you’re a high earner aged 50 or older, get ready for a change in how you save for retirement starting in 2026. The new rules under the SECURE 2.0 Act will... Read more »
Tapping a 401(k) for homeownership is risky business

Tapping a 401(k) for homeownership is risky business

“Financially, the American dream should not be homeownership, but should be financial independence,” Robert Johnson, CEO of Economic Index Associates and a professor at Creighton University, said in the report. “People fall... Read more »
Guide to Inherited 401(k) Plans & Contesting Beneficiaries

Guide to Inherited 401(k) Plans & Contesting Beneficiaries

Maybe you are designated as a beneficiary of a 401(k) plan and want to know more about 401(k) distribution rules so you can choose the best payment option for your needs. Maybe... Read more »