Rates Steadily Hold Below 6% for 30-Year Loan

Rates Steadily Hold Below 6% for 30-Year Loan

As of January 18, 2026, a sense of relief is washing over the housing market thanks to a noticeable dip in mortgage rates. My take? The average rate on a 30-year fixed... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Fixed Refinance Rate Rises by 4 Basis Points

So, you’re curious about what’s happening with mortgage rates today, January 15th, 2026? Well, the 30-year fixed refinance rate has seen a slight increase, climbing by 2 basis points today to 6.55%.... Read more »
30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

30-Year Fixed Mortgage Rate Drops Significantly by Almost 100 Basis Points

Big news for anyone thinking about buying a home or refinancing! The average 30-year fixed mortgage rate has fallen by a whopping 98 basis points over the past year, hitting its lowest... Read more »
Rates Steadily Hold Below 6% for 30-Year Loan

30-Year Fixed Rate Stays Below 6%

If you’re searching for a mortgage, you’ll find that mortgage rates are generally trending lower, a welcome sign for many potential homebuyers. As of January 14, 2026, Zillow reports a decrease in... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 7 Basis Points

Here’s today’s update on mortgage refinance rates. For January 12th, the average 30-year fixed refinance rate has seen a decrease of 7 basis points, bringing it down from last week’s average of... Read more »
Rates Steadily Hold Below 6% for 30-Year Loan

30-Year Fixed Loan Rate Persists Below 6%

As of January 12, 2026, mortgage rates, according to Zillow, have seen a gentle dip. The most popular choice, the 30-year fixed-rate mortgage, now sits around 5.91%, a slight decrease from the... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops by 5 Basis Points

Here’s an update for anyone considering a home loan refinance! As of today, January 11th, the national average for a 30-year fixed refinance rate has dipped by 5 basis points, now sitting... Read more »
30-Year Fixed Refinance Rate Rises by 4 Basis Points

30-Year Refinance Rate Drops Sharply by 21 Basis Points

Great news for anyone looking to refinance their home loan! As of today, January 10th, the national average for a 30-year fixed refinance rate has seen a notable drop, settling at 6.41%. This... Read more »
Rates Steadily Hold Below 6% for 30-Year Loan

30-Year Fixed Rate Goes Down Below 6%

If you’re thinking about buying a home or refinancing your current mortgage, pay attention: as of January 8, 2026, the national average for a 30-year fixed mortgage rate is hovering right around... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »