30-Year Fixed Rate Goes Down Below 6%

30-Year Fixed Rate Goes Down Below 6%

If you’re thinking about buying a home or refinancing your current mortgage, pay attention: as of January 8, 2026, the national average for a 30-year fixed mortgage rate is hovering right around... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Drops by 6 Basis Points

It’s a bit of good news for those looking to adjust their home loans: as of January 6, 2026, the national average 30-year fixed refinance rate has ticked down by 6 basis... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate Inches Up, Market Holds Steady

If you’re thinking about refinancing your mortgage, you’ll want to know that on Sunday, January 4, 2026, the 30-year fixed refinance rate held steady at 6.66%, according to Zillow. While this might... Read more »
30-Year Refinance Rate Drops by 6 Basis Points

30-Year Refinance Rate is Hovering Around 6.18%

As of January 2, 2026, the average mortgage refinance rates are hovering around 6.18% for a 30-year fixed loan, presenting a compelling opportunity for many homeowners to reconsider their current mortgage. While... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

Today, January 2, 2026, mortgage rates hover around their lowest point of the past year, presenting a significant opportunity for both prospective homeowners and those looking to refinance. It feels like just... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Drops by 26 Basis Points

This is excellent news for anyone thinking about buying a home or looking to lower their monthly housing costs: on this final day of 2025, Tuesday, December 31st, mortgage rates have seen... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Refinance Rate Rises by 3 Basis Points

If you’ve been watching mortgage rates, you know every little tick and tock matters, especially when it comes to refinancing your home loan. Today, December 30, 2025, we’re seeing a slight nudge... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed Rate Drops Below 6% Again

As December 30, 2025, draws to a close, I’ve got some genuinely exciting news for anyone thinking about buying a home or looking to save money on their existing mortgage: mortgage rates... Read more »
30-Year Fixed at 6.16% Offers Hope for Buyers in 2026

30-Year Fixed at 6.01%, 15-Year Even More Attractive at 5.47%

For anyone wondering about today’s mortgage rates on December 29, 2025, the answer is they’re holding remarkably steady, a comfortable hum where we’ve been for almost two months. This consistent lull in... Read more »
30-Year Refinance Rate Drops by 26 Basis Points

30-Year Fixed Refinance Rate Remains Stable

If you’re thinking about refinancing your mortgage, it’s natural to wonder what the numbers look like right now. Well, the good news for homeowners is that as of Monday, December 29, 2025,... Read more »